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rainbowtreat
03-13-2006, 08:55 PM
The Price of Children

This is just too good not to pass on to all. Something absolutely positive for a change. I have repeatedly seen the breakdown of the cost of raising a child, but this is the first time I have seen the rewards listed this way. It's nice,

The government recently calculated the cost of raising a child from birth to 18 and came up with $160,140 for a middle income family. Talk about sticker shock! That doesn't even touch college tuition.

But $160,140 isn't so bad if you break it down. It translates into:

* $8,896.66 a year,
* $741.38 a month, or
* $171.08 a week.
* That's a mere $24.24 a day!
* Just over a dollar an hour.



Still, you might think the best financial advice is don't have children if you want to be "rich." Actually, it is just the opposite.

What do you get for your $160,140?

* Naming rights. First, middle, and last!
* Glimpses of God every day.
* Giggles under the covers every night.
* More love than your heart can hold.
* Butterfly kisses and Velcro hugs.
* Endless wonder over rocks, ants, clouds, and warm cookies.
* A hand to hold, usually covered with jelly or chocolate.
* A partner for blowing bubbles, flying kites

* Someone to laugh yourself silly with, no matter what the boss said or how your stocks performed that day.



For $160,140, you never have to grow up. You get to:

* finger-paint,
* carve pumpkins,
* play hide-and-seek,
* catch lightning bugs, and
* never stop believing in Santa Claus.

You have an excuse to:

* keep reading the Adventures of Piglet and Pooh,
* watching Saturday morning cartoons,
* going to Disney movies, and
* wishing on stars.
* You get to frame rainbows, hearts, and flowers under refrigerator magnets and collect spray painted noodle wreaths for Christmas, hand prints set in clay for Mother's Day, and cards with backward letters for Father's Day.



For $160,140, there is no greater bang for your buck. You get to be a hero just for:

* retrieving a Frisbee off the garage roof,
* taking the training wheels off a bike,
* removing a splinter,
* filling a wading pool,
* coaxing a wad of gum out of bangs, and coaching a baseball team that never wins but always gets treated to ice cream regardless.


You get a front row seat to history to witness the:

* first step,
* first word,
* first bra,
* first date, and
* first time behind the wheel.



You get to be immortal. You get another branch added to your family tree, and if you're lucky, a long list of limbs in your obituary called grandchildren and great grandchildren. You get an education in psychology, nursing, criminal justice, communications, and human sexuality that no college can match. In the eyes of a child, you rank right up there under God. You have all the power to heal a boo-boo, scare away the monsters under the bed, patch a broken heart, police a slumber party, ground them forever, and love them without limits, So . . one day they will like you, love without counting the cost. That is quite a deal for the price!!!!!!!



Love & enjoy your children & grandchildren!!!!!!!

CindySue
03-13-2006, 11:51 PM
Thats awsome!!!!

brewsells
03-14-2006, 09:46 AM
I love that! Great way to look at it.

LizabethDavis
03-14-2006, 12:26 PM
I have seen this before and I absolutely love it!! So cute and so true!

CindySue
03-14-2006, 12:30 PM
So if it costs $160,140 to raise one child does that mean its gonna cost me $640,560 to raise 4? :bbeek: Whoa thats a lot of money......Im glad they are worth it.:wub: (there was a song on the other day and the lyrics were "the good things only happen once" I told my daughter that the good things happened to me 4 times.......)

WhiskeyGirl
03-14-2006, 12:33 PM
Now can you imagine adding pricely infertility treatments on top of all that?? I've heard of people putting themselves $100,000 in the whole just to have ONE child!! Yikes!

CindySue
03-14-2006, 02:20 PM
Now can you imagine adding pricely infertility treatments on top of all that?? I've heard of people putting themselves $100,000 in the whole just to have ONE child!! Yikes!
I know Ive heard that too. I wonder if the treatments are really that expensive or if some clinics just take advantage of couples in a very vulnerable spot? I know that a lot of times this is the only way many couples can have kids and Im not knocking it....Im actually glad its available. Kids are great and I think IF a couple wants kids, they should be able to have them. I just dont think the treatments should be available to just the filthy rich. People that dont have a whole lot of money are just as good of parents and they deserve the same chance.

brewsells
03-14-2006, 02:27 PM
I have a girlfriend here at work that is going through the infertility stuff. When you get into the high tech stuff "invitro" it is pricey. The lower end stuff is relatively cheap. she spends $200 per treatment (once during ovulation)

CarlosHoney
03-14-2006, 02:30 PM
Cindy, I was going to give you rep, but I have to spread it around. I just wanted to say, that is SO true. I think that a lot of people take their fertility for granted. I know that I sure did. I never really thought about it from that perspective until CanadianBride mentioned their problem.

I know that in the UK women are offered free in-vitro.. A close friend went on vacation there and came back and told me about it. I think that the treatments shouldn't be so expensive (well, I feel that way about the american medicine in general).

WhiskeyGirl
03-14-2006, 02:34 PM
Cindy, I was going to give you rep, but I have to spread it around. I just wanted to say, that is SO true. I think that a lot of people take their fertility for granted. I know that I sure did. I never really thought about it from that perspective until CanadianBride mentioned their problem.

I know that in the UK women are offered free in-vitro.. A close friend went on vacation there and came back and told me about it. I think that the treatments shouldn't be so expensive (well, I feel that way about the american medicine in general).


You are both right! It is terriably expensive!! We will most likely have to take out a second mortgage on our home or beg my DH's parents for some money! IVF (invetro) can cost about 10-12 k per cylce!! Its crazy! But yeah, sorry I hijacked this thread!!

usahgrad
03-14-2006, 06:35 PM
Ok, I gotta say honestly...that is WAY less than I thought a kid would cost. And I'm not thinking college. Maybe my opinion is skewed by the era of name-brand must haves and expensive do-it-all game systems (I ain't spending more than $100 on it if it doesn't vacuum my floor on it's own! Period. The end.). So I definitely thought having children would be much further up there...maybe they don't add in the replacement couches after your kid has burnt a hole through one of the cushions (I don't know WHO could have possibly done that! :bbredface: ) Or the cost of adding on that new driver to your car insurance. I think the government needs to reevaluate that number.

However, on a brighter note, that brought a big ball to my throat. I can't wait to have kids (and yet it's further away than this darned wedding!) and everytime I see something about the cute things that little kids do it gets me all misty. I can't imagine how it is for you CanadianBride. If we end up in that situation I don't think I could handle it...I give you HUGE kudos and much luck sent your way!

Thank you Gwen for sharing that!

WhiskeyGirl
03-14-2006, 06:54 PM
However, on a brighter note, that brought a big ball to my throat. I can't wait to have kids (and yet it's further away than this darned wedding!) and everytime I see something about the cute things that little kids do it gets me all misty. I can't imagine how it is for you CanadianBride. If we end up in that situation I don't think I could handle it...I give you HUGE kudos and much luck sent your way!



I just take it day by day!! And can only hope for the best!! I was being selfish about things before! Getting mad at people but then I realized that what I needed to do was remain positive!! Thats all we can do!! Take it one day at a time and hope for the best!! (my SIL has been dealing with this for 3 years now, she isn't do so well with it and I don't want to be like her!!) Thank you very much for your kind words!!

rainbowtreat
03-14-2006, 08:52 PM
It will happend for ya. I have a very good freind of mine who tried for 5 yrs. the had to stop treatment because her insurance changed. And it was problem with both her and her husband. So they had some major cards stacked against them. But she now has a beautiful 2 yr old boy. ( we go to his party this weekend ) And she is pregnant again. Just a few weeks but so far so good. The thing with them was once they stopped trying so hard and decided to just take it easy for a while and not concentrate on it so hard they ended up pregnant. Not to say she didn't have problem. She was on bed rest for the last 2 or 3 months. The baby wanted out but it wasn't time lol. I know you have most likely heard all these stories before but I just wanted you to know it does happen. And I know it will happend for you.

My cousin wasn't told she was fertile but she only one or two periods a year. So needless to say getting pregnant was not easy. Her boy was born when she was jsut 18. When he was 2 his parents got married. They wanted another so they never used any birth control. It didn't happen again untill her son was 10. I beleive her daughter is now 3 or 4 so they have a 4 yr old and a 14 yr old. What a span lol. But they are happy with what they have.

OK I totaly took over there and I am sorry. It will heppen, just keep your head up.